
Benefits for
Clients:
✓ Lower premiums
✓ No out-of-network
✓ No co-insurance
Benefits for Practitioners:
✓ No network restrictions
✓ 24/7 Member Support
✓ Faster payments
Simply restoring the doctor, patient relationship.
Now health practitioners can offer patients the best in traditional and alternative health services.
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Starting January 1, 2026, you can use HSA funds to pay for a Direct Primary Care (DPC) membership, thanks to new IRS guidance.
Here’s how it works (important details):
HSA-eligible beginning in 2026
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The IRS now treats DPC membership fees as a qualified medical expense.
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You may use HSA funds tax-free to pay for those fees.
Monthly limits
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Up to $150 per month for an individual
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Up to $300 per month for a family membership
HSA contribution eligibility
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You may still contribute to your HSA as long as:
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You’re enrolled in an HSA-qualified health plan
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Your DPC fees are within the monthly limits
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If your DPC fee exceeds those limits, you can still use existing HSA funds, but new contributions may be restricted during that time.
What this means in practice
This officially allows a powerful pairing many people already use:
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DPC for predictable, accessible primary care
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HSA + qualified health plan for tax savings and major medical protection
It’s a big shift from prior IRS rules and opens the door to more affordable, transparent care strategies.
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MightyWell - Better together with DPC
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Direct Primary Care
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We understand that healthcare costs can be a burden for many individuals. That’s why we have connected with Direct Primary Care to provide our members with top-notch healthcare services. The focus is entirely on you, the patient. The DPC practice provides integrative healthcare through a cash-pay, affordable membership-based model. This approach gives the doctor the time and flexibility to work closely with you, offering a personalized approach to your healthcare needs.
Members enjoy:​
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Direct access to your provider
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Short wait times for office visits
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Reduce out-of-pocket spending
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No third party billing
MightyWell HSA Plan
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No matter what stage of life you’re in, MightyWELL has a comprehensive program that can help you optimize your health while providing a community to support you when the unexpected happens. It is the safety net when the unexpected, big events happen: accidents, surgeries, hospitalization, maternity and more. When the need is more than what the DPC practice can cover. Choose your UA (Unshared Amount), as little as $1,500, this will be your out-of-pocket expense in these medical events.
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No Network Restrictions!
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No Co- Insurance!
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Affordable prices!
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Freedom to choose any hospital, any provider, in or out of the country!
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*Clients using tobacco will be charged an additional $100 per month. This fee is not reflected in these figures*
*All plans end when the client turns 65
*The prices do not reflect the DPC monthly fee.
