Benefits for
Clients:
✓ Lower premiums
✓ No out-of-network
✓ No co-insurance
Benefits for Practitioners:
✓ No network restrictions
✓ 24/7 Member Support
✓ Faster payments
Simply restoring the doctor, patient relationship.
Now health practitioners can offer patients the best in traditional and alternative health services.
Starting January 1, 2026, you can use HSA funds to pay for a Direct Primary Care (DPC) membership, thanks to new IRS guidance.
Here’s how it works (important details):
HSA-eligible beginning in 2026
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The IRS now treats DPC membership fees as a qualified medical expense.
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You may use HSA funds tax-free to pay for those fees.
Monthly limits
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Up to $150 per month for an individual
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Up to $300 per month for a family membership
HSA contribution eligibility
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You may still contribute to your HSA as long as:
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You’re enrolled in an HSA-qualified health plan
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Your DPC fees are within the monthly limits
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If your DPC fee exceeds those limits, you can still use existing HSA funds, but new contributions may be restricted during that time.
What this means in practice
This officially allows a powerful pairing many people already use:
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DPC for predictable, accessible primary care
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HSA + qualified health plan for tax savings and major medical protection
It’s a big shift from prior IRS rules and opens the door to more affordable, transparent care strategies.
MightyWell - Better together with DPC
Direct Primary Care
We understand that healthcare costs can be a burden for many individuals. That’s why we have connected with Direct Primary Care to provide our members with top-notch healthcare services. The focus is entirely on you, the patient. The DPC practice provides integrative healthcare through a cash-pay, affordable membership-based model. This approach gives the doctor the time and flexibility to work closely with you, offering a personalized approach to your healthcare needs.
Members enjoy:
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Direct access to your provider
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Short wait times for office visits
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Reduce out-of-pocket spending
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No third party billing
MightyWell HSA Plan
No matter what stage of life you’re in, MightyWELL has a comprehensive program that can help you optimize your health while providing a community to support you when the unexpected happens. It is the safety net when the unexpected, big events happen: accidents, surgeries, hospitalization, maternity and more. When the need is more than what the DPC practice can cover. Choose your UA (Unshared Amount), as little as $1,500, this will be your out-of-pocket expense in these medical events.
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No Network Restrictions!
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No Co- Insurance!
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Affordable prices!
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Freedom to choose any hospital, any provider, in or out of the country!
*Clients using tobacco will be charged an additional $100 per month. This fee is not reflected in these figures*
*All plans end when the client turns 65
*The prices do not reflect the DPC monthly fee.