Health Share is healthcare reimagined
Restoring the patient/doctor relationship while saving you money.
What is a Health Share?
Health Share programs have grown as a low-cost alternative to health insurance. A Health Share is a group of people who have agreed to help each other with medical costs.
While insurance companies usually pay a percentage of medical costs after the deductible, our Health Share will share up to 100% of medical expenses after the initial unshared amount (UA) or member responsibility amount is paid.
What is a Health Share UA and how does it work?
Members will select an Unshared Amount, UA. This is the amount members are responsible for paying when a medical need occurs. There are multiple UA options to choose from: $1,500, $2,500, or $5,000. Unlike a traditional insurance deductible, members pay a single UA for all eligible medical expenses, per incident. This offers members some reassurance for unforeseen medical needs.
Health Share also shares in holistic and alternative medical treatments, allowing members freedom from the constraints of traditional health insurance.
Health Share fills the gaps.
Complete Your Healthcare Strategy with Health Share
Pair your Preventive Care Plan (HSA or Co-Pay) with a Health Share membership to create a more comprehensive and affordable healthcare solution.
A Health Share membership helps provide financial support for eligible major medical expenses, including hospitalizations, surgeries, maternity care, and other significant healthcare needs. As a nonprofit medical cost-sharing program, Health Share offers a structured community of members who voluntarily contribute to help one another with qualifying medical expenses.
When combined with your preventive care plan, Health Share can help fill the gap between routine healthcare needs and unexpected major medical events. The result is a practical, cost-effective approach that gives individuals and families greater confidence and peace of mind, knowing they have a plan in place for both everyday care and life's unforeseen healthcare challenges.
Health Share is value-based healthcare.
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Accepting – Membership is available to people of all faiths
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Accessible – Membership is available regardless of health conditions (subject to limitation)
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Efficient – Medical prices are transparent and can be paid at time of service or processed within 14 days of submission
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Organized for members to pay qualified medical expenses
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Affordable 40% – 60% less expensive than insurance
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Greater freedom to choose treatment options and providers
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Designed to restore the patient/doctor relationship
We offer a nonprofit alternative to traditional health insurance. We are a great, affordable healthcare option for thousands of families in the United States.
Pre-Existing Medical Conditions Guide
A preexisting medical condition is any illness or injury for which a person has been examined within the last 24 months
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Been diagnosed
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Taken medication
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Had symptoms
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Received medical treatment
*IMPORTANT NOTE: Preexisting Exceptions – High Blood Pressure, High Cholesterol, Hyperthyroidism, Hypothyroidism, and type 2 Diabetes will not be considered preexisting medical conditions as long as the member has not been hospitalized for the condition in the 12 months prior to enrollment.
Pre-Existing Condition Phase-In Period
shareable amounts for pre-existing medical conditions:
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Year One: $0 (12 month waiting period)
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Year Two: $30,000 maximum per need request
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Year Three: $60,000 maximum per need request
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Year Four : $150,000 maximum per need request
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Year Five: The sharing maximum is removed for pre-existing conditions